credit card review 2020: Benefits, perks & more

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This hotel credit card is unique since it is not tied to a specific hotel chain, but is instead usable for hundreds of thousands of hotels and properties around the globe. Even better, the new credit card comes with a year of Silver status, which can get you free breakfast, free airport transfers, and other perks like late checkout at select VIP properties when available.

The new Rewards Visa®️ Credit Card doesn’t charge an annual fee, and you can start things off with a sign-up bonus that is good for a reward night worth $125. If you’re angling for a rewards credit card for travel but you want ultimate flexibility, then it could be worth considering.

Is the Rewards Visa Credit Card for you?

If you never, ever stay in hotels, then the Rewards Visa®️ Credit Card is not the best rewards credit card for your wallet. However, you should definitely consider this card if you want to stay in almost any hotel or other accommodations like apartments and home rentals but you don’t want to be tied down to a specific hotel loyalty program.

That’s because lets you book at more than 500,000 properties around the world, whereas even a huge hotel loyalty program like Hilton Honors only has 6,200 properties worldwide. By and large, the new Rewards Visa®️ Credit Card is going to make it significantly easier for you to redeem your reward nights at a property you want to stay in, which is crucial right now considering how the pandemic continues to limit where we can travel.

After all, 2020 is a year when many of us have abandoned our pursuit of hotel elite status already. With the Rewards Visa Credit Card, you get the chance to earn reward nights without the burden of having to stick with a single hotel program that only offers a few thousand properties to choose from.

And since this card doesn’t have an annual fee or any foreign transaction fees, it’s hard to argue against it if you want to rack up rewards good for hotel stays.

Regular APR

14.99% to 22.99%

Intro APR

14.99% to 22.99%

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  • Details
  • Pros & Cons

  • Pros
    • Earn reward nights without worrying about complex hotel loyalty programs
    • No annual fee and no foreign transaction fees
    • Automatic Silver Membership your first year as a cardholder comes with VIP perks
    • Rewards are only good for free hotel stays
    • No bonus rewards categories

    How the rewards program works

    You can join the rewards program free of charge with or without the new co-branded credit card, but the Rewards Visa®️ Credit Card just makes the entire experience more rewarding. If you’re not familiar with the loyalty program, here’s a quick rundown of the details.

    Once you are a member, you’ll collect a stamp for every night you stay at more than 500,000 properties around the globe. Once you have 10 stamps, you’ll earn a reward night good for the average value of the 10 stamps you collected. You can redeem your reward nights for any property without blackout dates or restrictions, which makes the process easy when you are ready to use your reward nights.

    Earning and redeeming rewards

    Once you sign up for the Rewards Visa®️ Credit Card, you’ll collect an initial “stamp” worth a $125 hotel stay when you spend $1,000 on your card within three months of account opening.

    Beyond the initial offer, you’ll earn another “stamp” on your card worth $110 for every $500 you charge to your credit card, and you’ll get a reward night worth the…

    Read More: credit card review 2020: Benefits, perks & more

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